Cheapest Car Insurance

Cheapest Car Insurance

Extended Warranty and Mechanical Breakdown Insurance

Extended Warranty

Extended Warranty is a contract between you and a service provider. Many people purchase vehicle warranties to protect themselves against the costs resulting from mechanical breakdown and/or possible failure of their vehicle. When you purchase a car warranty you are not purchasing a form of insurance, but you are entering into an actual service contract between a company and yourself. The extent of coverage, benefits, and terms of payment are dependent on each individual contract. A vehicle extended warranty does not necessarily replace the original manufacturer's guarantee, but is intended to make available a level of coverage that is right for you.

The main advantage of obtaining a vehicle warranty is to avoid the high cost of repairs, many plans also come with additional benefits. It is important that you not only understand the cover being offered, but that you are also aware and comfortable with the company providing the plan.

Mechanical Breakdown Insurance

Your vehicle can breakdown at the most inconvenient time leaving you to pay large unexpected garage bills.

Mechanical Breakdown Insurance can help you cover the cost of repairs to your motor vehicle leaving you to enjoy peace of mind motoring.

The policy usually covers mechanical breakdown on vehicles which:

  • are less than 10 years old
  • have less than 100,000 miles on the clock (50000 for motorcycles)
  • have been regularly serviced (must have had a service within the last 12 months)

What Is Normally Insured?
Mechanical breakdown insurance is designed to cover the repair cost incurred as a direct result of mechanical, electrical and electronic breakdown. It does not normally cover the repair or replacement of worn out components which have not suffered a breakdown. It does not cover the repair or replacement of components which were faulty or had suffered a breakdown prior to the commencement of the insurance policy.

You are indemnified against repair costs up to the limit of the sum insured and cover level stated.

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